3. 99% $48 Min. According to creditcardgenius. American Express Business Edge™ Card. RBC Avion Visa Infinite Business. Note: This card requires a minimum personal income of $60,000 or a minimum household income of $100,000. 99% Our verdict Earn rewards for digital gaming, streaming, subscriptions, and everyday purchases. Mit der Jahresgebühr von 39 US-Dollar erhalten Sie Reiseversicherungsvorteile, die die drei anderen RBC-Karten in der Kategorie „Studenten“ nicht bieten, d. Choose one of eight eligible charities. eStatements. Receive up to 60,000 bonus Avios 1. RBC offers a multi-line rebate, BMO also had this offer as a promo. 5% cashback on your spending. Haninthere. RBC Rewards is now called Avion Rewards. Get a Quote. RBC Rewards signaturvisum: RBC ION+ Visa: RBC ION Visa: Årligt gebyr: 39 USD: 48 USD: $0: Priser: 1 point / $1 brugt på alle køb: 3 point/$1 brugt på gas, dagligvarer, madlevering, streaming, digitalt spil og daglig transport; 1 point / $1 brugt andetstedsHere are some tips to help minimize the interest charges on your credit card: Pay off your credit card balance in full each month. Formule en format PDF: $0:ION gives 1. Cash Advance Rate: 22. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). 99% interest rate on cash advances and balance transfers for the first 10 months. Earn 1 Avion point for every $1 spent on. Review Frequently asked questions Your reviews Finder makes money from featured partners, but. 99% *. Additional cardholder(s), as well as existing cardholders of any RBC. 2. RBC ION+ Visa. rankings and reviews. , Royal Trust Company or The. Throughout this page, we will use the term “RBC Rewards” to refer to both tiers of points to be consistent. Scotiabank Gold American Express Card. open an eligible student bank account, and we'll give another $100 to a charity of your choice. , RBC Direct Investing Inc. Unfortunately, there is no way to waive the fee completely. You must apply for the RBC Cash Back Mastercard by March 31, 2024, at an RBC Royal Bank branch, and be approved by us. $39. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. 25 Avion Elite points for every $1 spent on the card, on up to $75,000 per year (then 1X). 3 points per $1 spent . RBC Bank is running an early year promotion as part of its Avion Rewards program. The RBC ION Visa caters to credit card users that enjoy spending time online or using ride share and food delivery apps regularly. This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. Compare. No annual fee. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. The RBC ION Visa isn't going to be kind to you if you tend to carry a balance on your credit card. , RBC Global Asset Management Inc. RBC ION Visa: $50: $0: $0: RBC ION+ Visa: $60: $0: $0: RBC Avion Visa Infinite: $100: $50: $0: RBC Cash Back: $50: $0: $0: RBC Cash Back Preferred World Elite: $0: $0: $0: RBC WestJet: $50: $65: $0: RBC WestJet World Elite: $125: $100: RBC British Airways Visa Infinite: $100: $85: $0: RBC VIP Banking Account: $140: $45: $0: RBC Signature. 00 102, no minimum balance required. ago. 714cpp (this is the regular price). In the world of travel rewards credit cards that’s nothing spectacular. RBC ION Visa: 6,000 bonus points Best student credit card for AIR MILES collectors. Review Methodology Employment Managing Money. Earning Rewards. This card features a low annual fee of $48, billed at $4 monthly. 99% $48 Min. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. You will earn 3 Avion points for every $1. por Arya Arruda; 21/09/2023Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . Assuming there is no restrictions on transferring points to airlines, the earn rates would make it my default non-Amex card. 3 Genius Rating. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Learn more at rbc. opens in a new window. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on streaming and digital gaming. Card holders can also benefit from current digital subscriptions, where they can earn additional points for streaming services like. 1. If you choose not to pay off your balance in full, try to pay more than the minimum balance due. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. They will enjoy access to best-in-class cash back savings and. The RBC US Dollar Visa Gold card comes with a US$65 annual fee for primary cardholders and a US$30 annual fee for each additional card. Visa Cash Back Card. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Below you will find the Certificate of Insurance and Quebec Documents (Product Summary) for embedded insurance products offered by RBC Insurance Company of Canada through Royal Bank of Canada. While some people may not like the lower value,…Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . The points earned on the card can be redeemed at checkout anytime with your Moi card at nearly 900 Metro, Super C, Brunet and Première Moisson stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. CIBC offers three different credit. Unlike most alternatives, this choice has a low annual fee and no income requirements. Reviews. Get 7,000 Avion points Δ when you’re approved for the RBC ION+ Visa credit card or 3,500 Avion points ^ when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. With the NEW ION family of cards, you can start earning faster on the purchases you make most. Additional cardholder(s), as well as existing cardholders of any RBC. Check out our RBC Avion Visa Infinite card review for more details. Learn more at rbc. com/ioncardsSign into RBC Online Banking only once and access your U. Unlimited Moneris deposits. 1. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Find answers to our top questions about credit card limits and fees. Throughout this page, we will use the term “RBC Rewards” to refer to both tiers of points to be consistent. Earn 100/$1,000 Avion points 4. This all-encompassing review examines key elements of the RBC ION Visa Card, such as its pros and cons, application requirements, interest rate, and credit limit, as well as how it compares to the RBC Avion Visa Card. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. ** As of September 2023 the RBC Cathay Pacific Visa Platinum product is no longer offered. RBC Ion+ Visa Card. $39. Get up to 7,000 welcome points. $39. Review the CreditView Dashboard agreement and select I Accept & Continue. S. The ION/ION+ doesn't earn the same type of rewards as Avion cards. $4 a month ($48 annually) WestJet RBC MasterCard. RBC offers a multi-line rebate, BMO also had this offer as a promo. 714 = 1. RBC also offers a pair of student credit cards with the RBC ION Visa and RBC ION+ Visa. So if I cancel the RBC Ion + card and wait 3 months and apply for the RBC Avion Visa Infinite. 99% on cash advances. If you're a newcomer, it can feel overwhelming to start investing in Canada. With the NEW ION family of cards, you can start earning faster on the purchases you make most. S. BMO, for example, offers 2 instant approval student credit cards, the BMO CashBack Mastercard for Students, and the BMO AIR MILES Mastercard for Students. Receive a Companion Award eVoucher 3. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. Our partners are not responsible for the contents of this site including any editorials or reviews. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. 99% Cash Advance Rate 22. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on food delivery, dining out and groceries. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your. For more details, please refer to your RBC Royal Bank Credit Card Agreement. Mississauga. 3 points per $1 spent . For travel, 100 points = $1. It also widens the amount of categories you earn points on, like food delivery and restaurants. Commencer » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . The 3,500 welcome Avion points (“Welcome Points”) will appear within your first two monthly statements. , RBC Global Asset Management Inc. 3 points per $1 spent . RBC ION+ Visa. Speaker Details:. Th low fee RBC ION+ Visa lets you earn 3X rewards for everyday purchases and streaming subscriptions, groceries and transportation. RBC ION+ Visa. View Card Details. Additional Card: $0. Unlimited RBC Mobile Cheque Deposits 103. RBC Visa Prepaid Cards may only be loaded once, by the organization that purchased the card, and they are not reloadable. Apply by November 27, 2023. recommended credit score: 660. 8M people. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. RBC Avion Visa Infinite offers good insurance, travel booking and so on, with $1 spent = 1 Avion point for most purchases. 3. RBC Business Owners will only be able to link up to two (2)Call to book an appointment to open a bank account over the phone or by video conference. [deleted] • 5 yr. Earn 3 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. TD® Aeroplan® Visa Infinite* Card. MINSPEND $5,000. View Legal Disclaimers. 500 points. Annual Fee:RBC Advantage Banking for Students. 18 upvotes. TD® Aeroplan® Visa Infinite* Card. Learn more at rbc. 50 with cheque image. As far as I can tell, the Cash Back. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. $39. Those in search of a high-value rewards credit card should consider Canada’s RBC ION Visa Card, which is unique for its extensive list of benefits and features. Get up to 7,000 welcome points. Apply for a RBC VISA® Credit Card. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. recommended credit score: 660. Not sure if ION will need more points for gift cards. MrGoose8 wrote: ↑ RBC Rewards + VISA Card ($0 AF) ===> RBC ION VISA Card ($0 AF) RBC Signature Rewards VISA Card ($79 AF) ===> RBC ION+ VISA Card ($48 AF) Signature Rewards Visa is $39 AF. 99%. $0 monthly fee for full-time students 76. 11. Annual Fee: $99. 7,000 points. Annual Fee Rebate. National Bank. S. S. Call Toll-Free: 1-866-756-1107. Agreed that minimum balance would be much better in a savings account. RBC will not stop sending me these offers for their ION card which sounds pretty good to me: 3 cents off gas at petro Canada, 1:1 Avion points, or 1:1. This RBC ION Visa review covers its top features, benefits, and alternative credit cards. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. Request a one-time verification code, sent via text to your mobile number. Still a pathetic offering, given the crap conversion of 172 AV to $1. , RBC Direct Investing Inc. RBC ION+™ Visa 1; RBC Rewards+™ Visa ‡ Signature RBC Rewards Visa. Signature RBC Rewards Visa. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. RBC Cash Back Mastercard, RBC ION+ Visa und RBC. The RBC ION Visa belongs to the Avion Rewards family. Review the list of items you are allowed to bring into Canada. 7,000 points. AimFinance review: Get a personal loan in 24-48 hours. RBC ION+ Visa. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. NO MONTHLY FEE 28. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa:. You will earn 3 Avion points for every $1. 1 How to qualify for the Credit Card Base OfferOn the other hand, there are RBC credit cards that earn Avion Premium points such as the RBC ION+ Visa credit card. 81% for the RBC Rewards+ Visa. Best business RBC credit card: RBC Avion Visa Infinite Business: 25,000 bonus points Best cash back RBC credit card: RBC Cash Back Preferred World Elite Mastercard: None: Best no annual fee RBC credit card: RBC ION Visa: 6,000 bonus points : Best low fee RBC credit card: WestJet RBC Mastercard: 100 WestJet Dollars RBC ION+ Visa – RBC’s best Rewards Credit Card for Groceries, Dining, Gas and more. 99% interest on purchases and 22. Your credit score appears, along with various tools, calculators and. FREE. , RBC Global Asset Management Inc. Which Gas Station is Best to Fill Up At? There are three chains in Canada with a nationwide presence, Petro Canada, Esso, and Shell, each with its own rewards programs. 99%. Exclusive Offer of 100 Avion points for every $1,000 in funded mortgage. RBC’s ION+ Visa is a great option for those looking to experiment with rewards credit cards. Apply Now. RBC ION+ Visa. Apply by November 27, 2023. , Royal Trust Company or The. 1s22s22p4 wrote: ↑ ION gives 1. 59 posts. Minimum balance is a form of fee. Earn 1 Avios for every $1 CAD you spend on qualifying purchases 2. Dollar Visa Gold, RBC. RBC Avion Rewards points can. Enjoy unlimited deliveries with $0. FREE. , Royal Trust Company or The. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Buried deep in the T&C's fine print, the points are devalued at 0. BMO. RBC ION+ Visa. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. Service and support: 24/7 from dedicated RBC business advisors. Our branches are open to serve you with recommended safety measures in place, such as physical distancing. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. Cards may be used to make. . Scotiabank Gold American Express Card. Here's The Point Calculator's valuations for RBC Avion points:RBC has the second worst credit card line up and arguably the worst for everyday spending. You will earn 3 Avion points for every $1. Coverage ends, individually for the applicant and each additional cardholder, on the earliest of: 1. $48 annual fee. See all rates & rewards, ask questions, compare to other cards or apply online. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Call Collect: 1-506-864-2275. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. In an expensive city like Toronto, getting rewarded for your everyday spending makes a lot of sense. RBC ION+™ Visa ‡. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. . 99% *. with objective ratings, rankings and reviews. Hometrust. Grocery; Rides, Gas & EV Charging; Streaming, Digital. That’s up to 12% cash back on grocery store purchases for the first three months and up to 11% on all other purchases for the first three months †. 7,000 points. The RBC Ion+ Visa has a new monthly fee of $4, and the signup bonus is 12,000 Avion points upon approval if you apply prior to November 30, 2022. You will earn Earn 1 RBC point for every $1 spent on gas, grocery and drug store purchases and 1 point for every $2 spent on all other purchases. Download Application Form. RBC ION Visa. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. 1 How to qualify for the Credit Card Base OfferOn the other hand, there are RBC credit cards that earn Avion Premium points such as the RBC ION+ Visa credit card. Earn 1. Choose any airline, any flight, any time. $39. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. h. Minimum balance is a form of fee. 3 points per $1 spent . Both cards can still redeem for merchandise, gift cards etc. The RBC Avion Platinum Visa is a reward credit card for frequent flyers who want to earn points on everyday purchases and convert them into flights and vacations. Find and save ideas about hockey tape on Pinterest. Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 - that's up to a $50 value in gift cards! No annual fee with an RBC Advantage Banking for students. Annual Fee: $48. 19. 5x for streaming and ION+ gives 3x (at a $4/month fee). rankings and reviews. , Royal Trust Company or The. The RBC ION Visa comes with only Extended Warranty and Purchase Protection, which is pretty much bare bones as far as credit card insurance goes. , RBC Global Asset Management Inc. Choose from no fee options to premium cards that earn points faster. You earn a high rate on popular categories like dining, food delivery, and groceries. How It Works. I'm deciding primarily between the RBC Ion and RBC Ion+ Visa, and leaning more towards the RBC Ion+ Visa. ^. S. 2. These are the main differences for redeeming. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. 75% on all the stated categories* and 0. Read our full review of these 2 BMO student credit cards here. Start Application Online. The RBC Ion+ Visa has a monthly fee of $4, which amounts to $48 each year. WestJet RBC ® MasterCard ‡. 20. Additional cardholder(s), as well as existing cardholders of any RBC. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Enter the verification code and add your card to Apple Pay. Receive a welcome bonus of 6,000 Avion Points and benefit from many perks. Intro offer details: Earn up to $1,400 in value†, including up to 50,000 Aeroplan points†, no Annual Fee for the first year† and additional travel. RBC ION+™ Visa ‡. Get up to 7,000 welcome points. RBC ION Visa and RBC ION+ Visa credit card holders can also redeem for all type of travel, using this simple conversion: Redeem points using your conversion rate for flights, hotel stays, car rental, cruises, and more. 3. It pays up to 2% cash back on groceries (maximum $6,000 spend) and 0. View Legal Disclaimers. RBC. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions; 1 point per $1 spent on all other purchases The RBC Cash Back Mastercard has no annual fees. , Royal Trust Company or The. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Plus get innovative benefits with the no annual fee RBC ION Visa. The RBC ION Visa is a decent no fee credit card that has a respectable earning. Cards that stand out for earning rewards at electric charging stations are: Earning per dollar. Earn 60,000 sign up bonus Avios (earn 15,000 Avios upon approval, earn 35,000 bonus Avios after spending $6,000 in the first 3 months, earn 10,000 bonus Avios (within 12-15 weeks after the first year anniversary) (apply before July 12,. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. Keep up with your RBC Bank U. The best credit cards for electric charging stations. Annual Fee Rebate. RBC’s new ION and. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. To successfully apply for a Visa Infinite card, you need a personal income of $60,000 or a household income of $100,000. por Arya Arruda; 21/09/2023This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on dining out, groceries and food delivery. Mortgages. If Your Credit Card ExpiresGet 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. Dollar Visa Gold, RBC. RBC ION+™ Visa ‡. *. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 99% $48 Min. Safe Deposit Box legal bug 16. , RBC Direct Investing Inc. [deleted] • 5 yr. RBC Ion+ Visa: 12,000 Avion Points. RBC Ion+ doesn't have as many perks, but $1 spent = 3 Avion points for purchases of gas, groceries and so on. RBC ION+ Visa Card Review (2023) The new RBC ION+ Visa Card from the Royal Bank of Canada is great for earning Avion points while paying low monthly fees. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. ago. Attention: To request a Quebec Distribution Guide for RBC travel insurance purchased before September 09, 2020, call: 1-866-896-8172. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. So it seems like based on the redemption rates, I might as well stick to my RBC Rewards+ VISA rather than switch to the ION card since the R+ does 100 pts per $1 versus 172 pts per $1 for ION. , RBC Global Asset Management Inc. Does anyone have either of the two. Up to $500,000 CAD (in total contributions). It comes with practical benefits such as a 3-month complimentary DashPass subscription, gas savings at Petro-Canada. , RBC Global Asset Management Inc. WestJet RBC ® MasterCard ‡. there's the RBC ION+ Visa. Apply NowWiza Signature RBC Rewards: Wiza RBC ION+: Wiza RBC ION: Roczna opłata: 39 $ 48 $ $0: Nagrody: 1 punkt / $1 wydane na wszystkie zakupy: 3 punkty/$1 wydane na gaz, artykuły spożywcze, dostawę żywności, streaming, gry cyfrowe i codzienny transport; 1 punkt / $1 spędził gdzie indziejRead unbiased reviews of the RBC Ion+ Visa credit card. Preview. I currently have the RBC Signature Rewards Visa credit card, and as they don't seem to advertise that one anymore, I will have to change to one of their new ones when my card expires. 8 cents per point. bills and review your transaction history. You will earn 3 Avion points for every $1. Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. Visa RBC Rewards+ er et af tre studerendes kreditkort, som banken tilbyder. You will earn 3 Avion points for every $1. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. RBC ION+ & RBC Avion order to get them. ca, the RBC Cash Back Mastercard gives an annual return of 1. 2023 you have access to 15 credit cards. $175 annual fee. 21% compared to just 0. por Arya Arruda; 21/09/2023RBC ION+ Visa. Dollar Visa Gold, RBC. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. Complete offer eligibility criteria by March 29, 2024. Free Interac e-Transfer transactions 61, 65. Get up to 7,000 welcome points. American Express. Which is the best description of services offered by a consumer bank?In an expensive city like Toronto, getting rewarded for your everyday spending makes a lot of sense. legal bug. Get up to 7,000 welcome points. cheezemeister_x • Ontario • 5 yr. Allow up to four weeks for RBC Avion points to be transferred to other airline program accounts. 25x Avion Elite points on all travel purchases. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. 99% 22. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. Please note, this premium card can impose higher acceptance costs on. 58cpp. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. 5x for streaming and ION+ gives 3x (at a $4/month fee). 3 Genius Rating. For a $4 monthly fee, you'll earn more rewards on the bonus categories. Speaker Details:. RBC ION+ Visa. Unlimited debits in Canada. As an RBC ION+ Visa cardholder, Toronto-based author Vicky Zhou receives 3x the points for every dollar spent on groceries, dining, gas, rideshare, daily public transit, streaming, digital gaming and subscriptions.